You want to purchase a new plasma screen TV, a modern refrigerator or a last generation tablet... But you do not have available cash… We have the solution for you.

FlexiCredit is a credit facility offered by Cim Finance at more than 700 approved partners over the island. It gives you the opportunity to purchase one or more products of your choice and to repay in equal monthly instalments over a period of up to 48 months.

Our strengths

  • Local service at more than 80 counters
  • Service available where you see Cim Finance labels
  • Credit advice
  • Possibility of zero deposit
  • Application processed in a few minutes
  • Free Cim MoKart card with unique serial number to facilitate your credit purchases or payments.
  • Credit protection plan, issued by Cim Finance, and covering the remaining monthly repayments in the event of unforeseen circumstances.

Stages of your application

  • Choose your product
  • Submit the relevant documents 
  • Cim Finance answers you in a few minutes
  • Your purchase is finalised


  • Once we receive your completed application, we will conduct a preliminary assessment of your eligibility regarding the required service/product and contact you shortly. In case your application is successful, you will need to come to one of our sub-branch/counter for signature

Documents needed

  • Identity card
  • Payslip of less than 3 months
  • Proof of address of less than 3 months (CEB/CWA/MT bill)

The + of FlexiCredit

The Credit Protection Plan issued by Cim Finance

This service is available for all credit purchases carried out through Cim Finance. It covers your remaining monthly payments in the event of death, permanent disability, burglary, fire, flood or involuntary job loss.

More information

Relevant Documents

National Identity Card (NIC)

Proof of address less than 3 months – CEB/CWA/MT bill

Payslip of the last 3 months