Cim MasterCard Classic

The fastest payment network in the world:
36 million businesses and 2 million automated teller machines

  • The perfect ally for exceptional moments - travel, leisure, unforgettable experiences.

Our strength

  • Cash withdrawals  
  • Cash back option
  • Free travel and medical insurance covers with MasterCard/Visa Gold and MasterCard Titanium
  • Additional card for spouse/child

Stages of your application

  • Provide the relevant documents 
  • Your card will be ready within 7 working days following approval of your request.
  • Obtain your PIN code by post
  • Your card is ready to use (shopping, travel…)

Relevant documents

  • Identity card (main/additional card holder)
  • Last payslip
  • Proof of address of less than 3 months (CEB/CWA/MT bill)

Rates

Transaction

Rate

  • Annual fees
  • Rs 200 + VAT (monthly)
  • Additional Credit card
  • Rs 100 + VAT(monthly)
  • Interest rate on balance due
  • 2.1% per month (25.2% per year)
  • Fees for card replacement
  • Rs100 + TVA
  • Increase in credit limit
  • Rs50
  • Penalties for late payment
  • 1% of amount due, with a minimum of Rs 150
  • Penalty for exceeding the credit limit
  • 1% of amount exceeded, minimum of Rs 150
  • Charges on cash advance
  • 2% of amount withdrawn (minimum Rs 100)
  • Interest rate on cash advances
  • 2.1% per month (25.2% per year)
  • Charges on quasi-cash* transactions
  • 2% of amount withdrawn (minimum Rs 100)
  • Interest rate on quasi-cash* transactions
  • 2.1% per month (25.2% per year)

Terms & conditions

Cim Visa Classic

The flexibility of an international network:
29 million businesses and 1 million automated teller machines

  • Partner of comfort shopping and world sports events like the World Cup and the Olympics.

Our strengths

  • Cash withdrawals  
  • Cash back option
  • Free travel and medical insurance covers with MasterCard/Visa Gold and MasterCard Titanium
  • Additional card for spouse/child

Stages of your application

  • Provide the relevant documents 
  • Your card will be ready within 7 working days following approval of your request.
  • Obtain your PIN code by post
  • Your card is ready to use (shopping, travel…)

Relevant documents

  • Identity card (main/additional card holder)
  • Last payslip
  • Proof of address of less than 3 months (CEB/CWA/MT bill)

Rates

Transaction

Rate

  • Annual fees
  • Rs 200 + VAT (monthly)
  • Additional Credit card
  • Rs 100 + VAT(monthly)
  • Interest rate on balance due
  • 2.1% per month (25.2% per year)
  • Fees for card replacement
  • Rs100 + TVA
  • Increase in credit limit
  • Rs50
  • Penalties for late payment
  • 1% of amount due, with a minimum of Rs 150
  • Penalty for exceeding the credit limit
  • 1% of amount exceeded, minimum of Rs 150
  • Charges on cash advance
  • 2% of amount withdrawn (minimum Rs 100)
  • Interest rate on cash advances
  • 2.1% per month (25.2% per year)
  • Charges on quasi-cash* transactions
  • 2% of amount withdrawn (minimum Rs 100)
  • Interest rate on quasi-cash* transactions
  • 2.1% per month (25.2% per year)

Terms & conditions

All credit purchase come with these great benefits

Flexible repayments

Flexible repayments as from
5% of the balance due

Increased security

Guaranteed safety by microchip and secret PIN code

Insurance covers

Free travel and medical insurance covers with MasterCard/Visa Gold and MasterCard Titanium.

Interest-free credit

Up to 45 days of interest-free credit

Online purchases

Secure online purchases

Relevant Documents

Identity card (Primary / Additional)

Last pay slip

Proof of address less than 3 months (invoice CEB / CWA / MT)